Last night I hosted a First Time Home Buyer event at the Andaz in downtown Napa. We discussed the benefits of owning vs renting including the forced savings of earning equity in a home and tax breaks.
Did you know that you don’t need 20% for a down payment? Your credit score does NOT need to be 650.
I offered the above Be Buyer Ready Checklist. (all of the above REALTOR services are FREE)
I will share more soon about types of loans, what is needed to qualify and down payment assistance programs offered in Napa. If you would like to attend a similar event in the future please let me know and I will be sure to include you!
Ask me about a lender who can offer you 100% financing where they will gift you the 3.5% down payment for an FHA loan if you have a minimum FICO score of 620 and your maximum household income in $104,650.
Open houses for today are below to get you moving on understanding the current market value of properties. Let me know if you would like more information. I am here to help!
Growing up in Napa I learned the value of community. I strive to serve the neighborhoods that I grew up in and the people who desire to make Napa their home. I help people connect to the community of Napa with a focus on continuing to build the unique community of Napa and my belief that home is where your story begins.